Tuition and Financial Aid

Tuition and Payment

2025 On-Campus Summer Programs tuition ranged from $3,149 to $7,501. Specific tuition costs are provided in each course description in our catalog. 

We are committed to making our programs accessible to all qualified students, regardless of financial circumstances. Several payment methods are available to best suit your needs. 

Full-time JHU staff can also use their tuition remission benefit to get 50% off any course for which their child is eligible.

CTY is an education provider, not a traditional summer camp. Families seeking reimbursement from flexible spending accounts must work with their benefits provider to determine whether CTY programs qualify.

Enrolling early is risk-free! Cancel before March 1, and receive a full tuition refund, minus the application fee.

Tuition Payment Process
Families pay the tuition deposit and application fee when they apply to the program. The balance of tuition will be invoiced at course assignment and is due in accordance with the due date on the invoice. (Note: Payment of tuition deposit does not guarantee assignment in a course)

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How Financial Aid works

We have concluded our financial aid application review process for 2025 On-Campus Programs. We encourage those who may need assistance in the future to apply for aid as early as possible. We are committed to serving all talented youth regardless of financial circumstances. Financial assistance is available based on need.

When you apply for financial aid, we work to determine your family's demonstrated need and expected contribution. We take several things into account, such as parent income, family size, and special circumstances.

You can apply for financial aid if:

• Your young scholar is either a U.S. citizen, an eligible permanent U.S. resident with a green card, or permanently resides in the U.S.
• And you don’t already owe any tuition or fees from a previous year's CTY program.

You can only receive aid for one course per application.

Note that receiving aid for one course doesn't guarantee it for another. Similarly, receiving aid one academic year also doesn’t guarantee it for the next.

What it covers

Depending on your determined need and available funding, financial aid can assist with tuition as well as some of the other costs of attending a program.

If you receive an award, we’ll send you an invoice for the remaining balance along with information around payment. In certain circumstances, you may need to pay at least a small portion of the remaining balance to confirm your acceptance of the aid. If there has been an important life change since you applied, like a loss of income, or change of family status, you can appeal your aid decision. We also offer a number of payment methods.

When to apply

The On-Campus Summer Programs deadline to apply for financial aid is the same deadline for program applications, May 2, 2025, or until funding is exhausted, whichever is soonest. Submit your applications through MyCTY as early as possible as funding is limited and awarding starts with the first registration cycle. Award notifications will be sent within one to two weeks following your application.

Documents you'll need

To understand your financial situation, we’ll need to review the following federal tax documents. If you are applying after July 1, 2024, please submit documents from 2023.

• Your federal tax returns
• All W-2 and/or 1099 Forms
• Form 482 (if you reside in Puerto Rico)
• Documentation of nontaxable income (like Social Security or child support)

As well as these, if they apply:

• Schedule 1, A, C, D, E, and/or F
• Form 4562
• Explanation of any significant income changes (like unemployment, exemptions, deductions, or foreclosure)

Please remember to black out your Social Security number on these documents.

Divorced or separated families

For divorced or separated families, you’ll only need to provide information for the custodial parent—whichever parent the child has lived with the most over the past year. If the custodial parent has remarried, submit information for the step-parent as well.

Don’t have these documents?

If you are missing documents, you can get copies from the IRS. If you are missing your tax returns, you can request a tax return transcript, and if you are missing your W-2s or 1099s, you can request a wage and income transcript.

If you didn't have to file the requested year’s tax return or haven’t done it yet, please send us a written explanation—we’ll follow up to let you know what the next steps are.

Special circumstances

Sometimes, tax documents aren’t enough to communicate your financial need. When you apply, feel free to also submit a written explanation that you feel would help us in making our decision. Special Circumstances that we may consider include:

• A change in income, such as the loss of a job, child support, or SSI,
• A change in household circumstances, such as a divorce, the death of a parent, a change in household size, or home foreclosure,
• Or other costs beyond your usual living expenses, such as child support paid out of the household, or uninsured medical expenses.

After reviewing your explanation of your special circumstance, we will follow up if any additional information is needed.

Fees and deposits

When seeking financial aid, your application fee is waived.

The reduced deposit for On-Campus Summer Programs is $50.

This deposit can be refunded if you don’t receive aid or can’t register for a course.

Students aren’t typically assigned to courses until their financial aid application is evaluated. However, if you’d like to be assigned early, you can choose to pay the full deposit up front. A full tuition deposit required for course placement consideration at residential sites is $1500 and $800 for day sites. Once your application has been reviewed, if you are awarded financial aid and you’ve confirmed you’ll be attending, we will refund you any applicable overpayment.

Policies

Course limit policy

To reach as many families as possible, CTY must pace our support throughout the entire year. As a result, we can only provide financial assistance for each student to take:

• One Online (LIVE, Session-Based, or Individually Paced) course or Club per academic year, and
• One On-Campus program per academic year.

Students will not be prevented from taking additional CTY courses; however, they will be responsible for the total tuition costs. CTY’s academic year runs from July 1-June 30.