Tuition and Payment
Tuition varies by course and course format. Tuition prices for courses are provided in each course description in our catalog. Additional costs, such as textbooks and other required course materials, are also listed with each course. For more information about tuition, fees, and our refund policies and procedures, please consult CTY’s Knowledge Base.
We are committed to making our programs accessible to all qualified students, regardless of financial circumstances. Several payment methods and plans are available to best suit your needs.
How Financial Aid works
When you apply for financial aid, we work to determine your family's demonstrated need and expected contribution. We take a number of things into account, such as parent income, family size, and special circumstances.
You can apply for financial aid if:
- Your young scholar is either a U.S. citizen, an eligible permanent U.S. resident with a green card, or permanently resides in the U.S.
- And you don’t already owe any tuition or fees from a previous year's CTY program.
You can only receive aid for one course per application. If you are interested in applying for multiple programs, you’ll need to submit an application for each one.
Note that receiving aid for one course doesn't guarantee it for another. Similarly, receiving aid one academic year also doesn’t guarantee it for the next.
What it covers
Depending on your determined need and available funding, financial aid can assist with tuition cost. Books or supplies are not included.
If you receive an award, we’ll send you an invoice for the remaining balance along with information around payment. In certain circumstances, you may need to pay at least a small portion of the remaining balance to confirm your acceptance of the aid. If there has been an important life change since you applied, like a loss of income, or change of family status, you can appeal your aid decision. We also offer a number of payment plans and methods.
When to apply
The Online Programs deadline to apply for financial aid is two weeks prior to the start of the course or event. Financial aid notifications will be sent within two weeks following your application. Please note that financial aid is limited and awarded on a rolling basis. As such, families are encouraged to apply as early as possible.
Documents you'll need
To understand your financial situation, we’ll need to review the following federal tax documents from a previous year. If you are applying before July 1, 2022, please submit documents from 2020.
- Your federal tax returns
- All W-2 and/or 1099 Forms
- Form 482 (if you reside in Puerto Rico)
- Documentation of nontaxable income (like Social Security or child support)
As well as these, if they apply:
- Schedule 1, A, C, D, E, and/or F
- Form 4562
- Explanation of any significant income changes (like unemployment, exemptions, deductions, or foreclosure)
Please remember to black out your Social Security number on these documents.
Divorced or separated families
For divorced or separated families, you’ll only need to provide information for the custodial parent—meaning whichever parent the child has lived with the most over the past year. If the custodial parent has remarried, you’ll need to submit information for the step-parent as well.
Don’t have these documents?
If you are missing documents, you can get copies from the IRS. If you are missing your tax returns, you can request a tax return transcript, and if you are missing your W-2s, you can request a wage and income transcript.
If you didn't have to file last year’s tax return or haven’t done it yet, please send us a written explanation—we’ll follow up with you to let you know what the next steps are.
Sometimes, tax documents aren’t enough to communicate your financial need. When you apply, feel free to submit a written explanation that you feel would help us in making our decision. Special circumstances that we may consider include:
- A change in income, such as the loss of a job, child support, or SSI,
- A change in household circumstances, such as a divorce, the death of a parent, a change in household size, or home foreclosure,
- Or other costs beyond your usual living expenses, such as child support paid out of the household, or uninsured medical expenses.
After reviewing your explanation of your special circumstance, we will follow up if any additional information is needed.
Fees and deposits
When seeking financial aid, your application fee is waived.
The reduced deposit for Online Programs is $15.
This deposit can be refunded if you don’t receive aid or can’t register for a course.
Students aren’t typically assigned to courses until their financial aid application is evaluated. However, if you’d like to be assigned early, you can choose to pay the full deposit up front. Once your application has been reviewed, if you are awarded financial aid and you’ve confirmed you’ll be attending, we will refund you any applicable overpayment.