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Questions about Financial Aid

Financial Aid Policies and Procedures

  • Receiving aid for any one program does not guarantee financial aid for other CTY Programs.
  • Financial aid is only awarded to families not owing tuition or fees for a previous program.
  • Students must be a U.S. citizen, eligible permanent U.S. resident with a green card, or permanently reside in the U.S. in order to be considered for financial aid.
  • Students will not be assigned to a course until their financial aid application has been evaluated. A full deposit is required if students wish to be assigned to a course before their financial aid application has been evaluated.
  • Families that submit a full deposit at the time of application will be eligible to receive the appropriate reimbursement of tuition (if applicable) once the financial aid review is completed and CTY receives notification of the student’s intent to attend or not to attend courses/events.  
  • CTY Enrollment Services will notify parents of financial aid decisions following receipt of the completed application and required documentation.
  • If a student receives a partial financial aid award, any remaining balance will be invoiced by the Student Accounts Office and a Confirmation Payment will be required. Families may pay in full or sign up for an installment plan.
  • In the event cancellations are not made at least 30 days before the first day of class, students may receive a reduced financial aid award in the future. Summer Programs only.
  • Financial aid for an individually paced course is given for the typical course length as listed within the course catalogOnline Programs only.
  • Financial aid will be granted for the student and up to two adults for a one-day program or overnight program. Financial assistance is not available for FAP Educational Travel Programs or any of the other FAP extended programs. Family Academic Programs only.

Questions concerning financial aid should be addressed to the CTY Enrollment Services: 800-393-6095, option #2 or

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Q: What documentation do I need to complete my CTY Financial Aid application?

A: The following documentation is required to complete your CTY Financial Aid application. Please black out or delete Social Security Numbers prior to submission.

Please submit the following:

  • 2019 Federal Tax Returns
    • Schedules 1, 3, A, C, D, E, and/or F (if applicable)
    • Form 4562 (if applicable)
  • 2019 All W-2/1099 Forms
  • 2019 Form 482 (Puerto Rican Residents)
  • 2019 Documentation of Nontaxable Income*
  • Explanation of any significant income changes (if applicable)**

*Examples of Nontaxable Income includes: Social Security income, child support, etc.
**Examples of significant income changes includes: unemployment, exemptions, deductions, other income, foreclosure, etc.).

If you were not required to file or have not yet filed a 2019 federal tax return, please submit a written explanation. CTY will follow-up with you as to whether or not alternative documents may be submitted.

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Q: What if I do not have a copy of my tax returns and/or W-2(s)?

A: If you do not have a copy of your tax return, you may request a copy of your Tax Return Transcript from the IRS. If you do not have a copy of your W-2(s), you may request a Wage and Income Transcript from the IRS.

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Q: Do I have to pay a deposit if I am applying for financial aid?

A: If applying for financial aid, a reduced deposit of $50 is required for Summer Programs and $15 for Online Programs. It may be refunded if students do not receive financial aid or cannot be registered for a course. The nonrefundable application fees are waived for financial aid applicants. If you still have questions or concerns, please contact CTY Enrollment Services at 800-393-6095, option #2 or  

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Q: When will we be notified of a financial aid status and/or decision?

A: Please allow up to two weeks for notification for Online and Family Academic Programs. Please allow 7 to 13 days for notification for Summer Programs.

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Q: Are non-U.S. citizens eligible for financial aid?

A: Students must be citizens of the U.S., eligible permanent U.S. residents, or permanently reside in the U.S. to be considered for financial aid. Also, parents must be able to document income. International students do not qualify for financial aid.

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Q: What is the financial aid application deadline?

Summer Programs only:

  • Applications must be received by January 24 to be considered in the first registration cycle. After that, students who apply by Friday at 11:59 p.m. EST of a given week will be notified of their course and financial aid status by email the next Friday. For students who apply after January 24, the time between application and notification of course assignment and financial aid award is 7 to 13 days, depending on what day of the week applications are received. View a complete schedule.

Online Programs and Family Academic Programs:

  • Submit at least two weeks prior to the start of the course or event. 

Late applications may be considered for financial aid, if funding and seats are available.

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Q: Do you consider my child's scores/grades for financial aid eligibility?

A: The financial aid for which you are applying is "need-based." You must submit an application with income information so we can determine your financial need. We evaluate students for financial aid based on their family’s demonstrated financial need, which includes such factors as parent income, available discretionary resources, family size, and special circumstances. However, CTY receives more applications for financial aid than we have available funding. Therefore, in addition to financial need, we consider other factors including geographic location, course choice, and previous number of classes taken when we determine financial aid awards.

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Q: Am I guaranteed financial aid if I've received aid from CTY in the past?

A: No, you are not guaranteed financial aid if you have received aid from CTY in the past. A previous award does not guarantee an award for the present year. Families must apply for financial aid each year, as eligibility is based on current financial status and available CTY resources.

Review the requirements for financial aid.

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Q: Can my child participate in more than one course/event?

A: Yes, but financial aid may be awarded for one course per program per academic year for Summer Programs, Online Programs, or Family Academic Programs. Academic years start July 1st. For example, if your child attends Summer Session 1, your child cannot receive financial aid for Summer Session 2. However, he/she could be eligible to receive aid for an Online Program and Family Academic Program for the same academic year. In the following academic year, your child may apply and be considered again for financial aid for Summer Programs, Online Programs and Family Academic Programs. 

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Q: What if the financial aid you award to us is not enough?

A: If your financial aid is not enough, we will consider appeals for more financial aid if there has been a change since you submitted the original financial aid application (e.g. job loss, income loss, change of family status, etc). Please note that your financial aid eligibility is based on the information submitted with the financial aid application. For this reason, it is important to include anything that you feel will help the Financial Aid Committee determine your current financial need. If you would like to submit an appeal for your award amount, please email your request and documentation to support the aforementioned circumstances to

If your financial circumstance has not changed since you submitted your application, please note payment plans are available for Summer Programs by signing up via your MyCTY portal. For Online Programs, please contact Student Accounts: 800-393-6095, option #1.

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Q: How do we complete the application if parents are divorced or separated?

A: If parents are divorced or separated, you will need to provide information for the custodial parent only. The custodial parent is defined as the parent with whom the student has lived the majority of the past 12 months. If that cannot be determined, or if there is a 50/50 split, then determine which parent has provided the most support in the past 12 months (i.e. financial, food, clothing, shelter, etc). If the custodial parent has remarried, the step-parent's information must also be provided.

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Q: If I submitted a Financial Aid application for a program this academic year, am I responsible for submitting another Financial Aid application when applying to an additional program?

A: Yes, each CTY Program has its own application process. You must submit the appropriate CTY Program application along with the Financial Aid application and required tuition deposit.

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Q: Does Financial Aid cover the cost of books?

A: For programs with the cost of books included in the price of tuition, financial aid eligible students may be awarded funding to cover the cost of books. Financial aid does not cover the cost for books not included in tuition cost or additional materials required for courses. Currently, only summer programs have the cost of books included in the price of tuition.

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