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Financial Aid FAQs

General Requirements

CTY Talent Search - Aid is based on student eligibility for the Federal Free or Reduced-Price lunch program.

CTY's Diagnostic and Counseling Center - Aid is determined on a case by case basis.

For all other CTY Programs:

  1. Most CTY families who received financial aid last year posted an adjusted gross income (AGI) of less than $50,000.
  2. Financial aid is not available to international students. If a student is not a United States citizen, documentation of permanent residency is required.
  3. Early applications are strongly encouraged to ensure full consideration for limited available funds.
  4. Students with an account balance from the previous year will not be eligible for financial aid until the account is paid in full.
  5. Financial aid applicants are expected to pay the non-refundable program application fee for Summer, CTYOnline, or Family Academic Programs; aid is awarded for each program on a one-course per-year basis.
  6. Financial aid applicants should meet the tuition deposit requirements of the various programs. If extreme economic hardships exist that make a tuition deposit difficult, contact the CTY Financial Aid Office at (410) 735-6024 or (800) 393-6095 PRIOR TO submitting the applications. Failure to abide by these policies will delay the application.

Summer Programs

Q: I will not have my current year's taxes done in time to apply. Do I have to wait to send in my application?

A: We do prefer to have a complete current year's federal tax return sent with the financial aid application. However, if parents are not able to file their current year's tax return prior to submitting the CTY Financial Aid application, a copy of their most recnet completed federal tax return and all applicable forms and schedules may be submitted as an alternative. A copy of the current year's W-2 forms and/or 1099 forms must be submitted with these documents as well as an explanation of any significant changes between the previous and current year's forms (e.g., exemptions, deductions, other income). Your application will not be considered for a course or financial aid until we have received parent(s) income documentation.

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Q: Do I have to pay a deposit if I am applying for financial aid?

A: If hardships exist, applicants may request a deposit reduction by contacting the Financial Aid Office at (800) 393-6095 prior to completing the paper or online applications. Failure to do this will prevent you from applying online and will delay paper application processing, including course assignments.

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Q: What is the financial aid application deadline?

A: March 31, 2012.

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Q: Do you consider my child's scores/grades for financial aid eligibility?

A: The financial aid for which you are applying is "need-based." You submit an application with income information so we can determine your financial need. We take into consideration parent's income and available resources. We also look at things like family size, geographic location and any documented extenuating circumstances (i.e. job loss, change in family status, etc). There are a few merit based scholarship programs - the CTY Scholars, Jack Kent Cooke and Richard B. Kerschner Merit Scholarship. These programs have separate applications procedures (contact CTY Scholars and JKC directly; contact the Financial Aid Office about Kershner).

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Q: Am I guaranteed financial aid if I've received aid from CTY in the past?

A: Families must apply for financial aid each year, as eligibility is based on current financial status and available CTY resources. A previous award does not guarantee an award for 2012.

A student with a previous account balance will not be eligible for financial aid until the account is paid in full, nor will he/she be assigned to a course.

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Q: Can my child participate in more than one session?

A: If your child participates in both summer sessions, you are not eligible for financial aid. To receive summer financial aid, your child is only able to attend one of the 3 week sessions.

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Q: What if the financial aid you award to us is not enough?

A: Your financial aid eligibility is based on the information submitted with the financial aid application. For this reason, it is important to include anything that you feel will help the Financial Aid Committee determine your current financial need. We will only consider appeals for more financial aid if there has been a change since you filed the original financial aid application, such as a job loss, income loss, change of family status, etc.

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Q: How do we complete the application if parents are divorced or separated?

A: You will need to provide information for the custodial parent only. The custodial parent is defined as the parent with whom the student has lived the majority of the past 12 months. If that cannot be determined, or if there is a 50/50 split, then determine which parent has provided the most support in the past 12 months (i.e. financial, food, clothing, shelter, etc). If the custodial parent has been remarried, the step-parent's information must also be provided.

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Q: Are non-U.S. citizens eligible for financial aid?

A: Students must be citizens of the U.S. or eligible permanent U.S. residents (with a green card) to be considered for financial aid. Parents must be able to document income. International students and students residing outside the U.S. do not qualify for financial aid.

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Q: When will we be notified of a financial aid decision?

A: Depending on when we receive your completed financial aid application, every effort will be made to determine a financial aid award in conjunction with course assignments. You should be notified of your financial aid award within 30 days of your course assignment email notification. The postmark deadline for CTY Summer Financial Aid applications is March 31, 2012. NOTE: This is two weeks earlier than the April 14th Program Application deadline: if applying for financial aid, both applications are due March 31th.

Late applications will be considered for financial aid if funding is available. Early applications are strongly encouraged to ensure full consideration for limited available funding.

Families are also encouraged to seek funds from local agencies such as school districts, community service organizations, business associations, civic organizations and religious groups.

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CTYOnline

Policies and Procedures

  • Awards are given for one session-based course, or for one three-month period in the case of individually-paced courses. Awards are limited to one award per student per fiscal year, which starts July 1. Additional financial aid in following years is based on previous satisfactory student performance, submission of a new financial aid application, and available funds; however, there is no guarantee of additional assistance.
  • No financial aid will be awarded if requesting more than one course.
  • Financial aid for CTYOnline courses does not affect Summer Programs' financial aid eligibility.
  • Financial aid is only awarded to families not owing tuition or fees for a previous program.
  • Financial aid is not available to international students. Financial aid applications cannot be processed without a U.S. tax return. If a student is not a United States citizen, documentation of permanent residency is required.
  • Given limited financial aid resources, families with adjusted gross incomes greater than $50,000 are discouraged from applying although all applications will be reviewed.
  • CTY's Financial Aid Office will notify parents of financial aid decisions within two weeks of the receipt of application, assuming all documentation is in order
  • If a student receives a partial financial aid award, any remaining balance will be invoiced by the Student Accounts Office and will be due in full within 25 days.

Questions concerning financial aid should be addressed to the CTY Financial Aid Office: (410) 735-6031 or ctyfinaid@jhu.edu

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Q: If I submitted a Financial Aid application for the 2011 Summer Program, am I responsible for submitting a CTYOnline Financial Aid application as well?

A: Yes, the CTYOnline program has its own application process. You must submit the CTYOnline Program application along with the CTYOnline Financial Aid application with the required tuition deposit. This must be submitted at least 30 days before the course start date.

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Q: Must I resubmit my 2010 taxes to apply for the CTYOnline program?

A:  We will accept prior year tax returns to complete your financial aid application. You may send a copy of the 2009 federal tax return (with all accompanying schedules and W-2 forms) along with documentation of all 2010 income (such as 2010 W-2/1099 forms, copy of the last paycheck stub(s) from 2010, etc). If the Financial Aid Office already has a copy of the 2009 tax return on file, you need only send the 2010 income documentation.

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Q: What are the Financial Aid application deadlines for applying for the CTYOnline program?

A: For the CTYOnline Math program, students may enroll in the individually paced courses and start at anytime during the year. For the session-based courses, such as AP, language arts, writing series and foreign languages, the CTYOnline Financial Aid application deadlines correspond with the CTYOnline Program application deadlines. However, please note that the Financial Aid application must be submitted at least 30 days prior to the course start date.

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Q: Can my child participate in more than one CTYOnline course?

A: If applying for financial aid, students may apply for only one session-based or flex-paced course, or one three-month individually paced course in a fiscal year. Fiscal years start July 1st.

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Q: If I receive Financial Aid for the Summer Program, may I apply for one CTYOnline course?

A: You may receive Financial Aid for one CTYOnline course and one three-week Summer session within the same year.

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Q: Are non-U.S. citizens eligible for financial aid?

A: Students must be citizens of the U.S. or eligible permanent U.S. residents (with a green card) to be considered for financial aid. International students and students residing outside the U.S. do not qualify for financial aid.

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Q: Will my tuition deposit be returned if I am not awarded sufficient CTYOnline Financial Aid?

A: Yes. For CTYOnline financial aid only, you will be notified by email of your financial aid eligibility. Your response of your child's Intent to Attend the CTYOnline program will either confirm his/her course assignment or generate the deposit refund process. You must also notify the CTY Registration Office at ctyreg@jhu.edu of your child's withdrawal decision for the refund to be processed.

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